@Clutch Auto Deals - you seem to be very helpful in this forum. I would be interested in your thoughts here.

 

First step is separating the discount from the incentives so you can work out the quality of the deal. Whats your zip code?

Keep in mind that this isn't $410/mo with $410 due at signing. This is $410/mo with $9100 due at signing.

Also, rv for 36/12 through SFS for an HA is 57%, not 58%.

 

Are you stating that it’s 9100 due at signing due to my equity on the trade?

Zip code is 43558 for my residence.
Zip code is 46805 for dealer.

Here was the purchase quote if that helps.

 

Thanks for the info.
Yea I have the $1000 tdm incentive included from building the jeep on the website.

I still plan to push for more. How much further do you think I could go? They do have a few on the lot. They made it sound like they were passing along their dealership incentives to me.

Do you think there will be more incentives for Memorial Day?

 

I'd push for several k more. You may not get it, but there are some dealers out there going really deep on old stock.

 

Thanks for all the help here @Clutch Auto Deals!

Any dealers you aware of that I could reference or get a competing quote?

Are there any risks I should consider if I end up leasing instead of buying? For example: I’ve seen a lot of people mention to not put any money down on a lease.

Any reason to avoid SFS or look for specific contract language?

 

The big risk with putting a large amount down (be it cash or trade equity) is if the vehicle is totalled in the short term, you're likely to not see any of it back. Basically if it's totalled, you walk away from the lease payments, regardless of if you came $0 out of pocket or $10k out of pocket. You would need to balance that risk with the extra rent charge(interest) you would pay by not putting the extra money down.

Sfs is totally reasonable to use. Much better than ally or usbank.

 

That bring up a question is gap insurance included in Chrysler leases?

 

@Clutch Auto Deals - Is a $995 acquisition feel normal for these SFS leases?

 

Ya, that's what they're charging on most terms currently.

 

@Clutch Auto Deals - How do these numbers look? They are going to cut me a check for the trade equity and increased that instead of lowering the price on the vehicle. This looks like $706 upon signing, $645/m thereafter with a RV of $40k after 36 months.

 

increased that instead of lowering the price on the vehicle

How much did they increase your trade value? How does their buyout compare to other purchase quotes you've gotten?

 

This section too

 

I just had 3 HAs become available at about 10% under invoice. Shoot me a message and we can talk options.

 

Hmmm - I just told that dealer I’d be in tomorrow to close the deal. You got one in white with the tow package?

 

What’s your typical doc fee and shipping/delivery cost for this type of lease?